Rick Ruby

Also a Huron native, Nicole has been with State Farm Insurance for 23 years! She is licensed in P&C and Life & Health Insurance to serve our customers. Nicole really enjoys meeting with new and existing customers to help them with their insurance needs and offer her knowledge as a risk manager. When not working, she loves spending time with her husband and two daughters, and two dogs :)

Originally, a Toledo Ohio native I have been working in the Insurance Industry since 2003 with a multitude of opportunities along the way. Joining State Farm Companies in February 2019 for the Rick Ruby Insurance Agency has provided me a top notch experience in Customer Service and additional training to expand my knowledge in the industry. Recently relocating to Huron Ohio has been an exciting part of my journey with State Farm, and I look forward to growing relationships with in the community in addition to the relationships built with Rick Ruby Insurance Agency. I’m excited to be a part of the team and State Farm companies!

Born and raised in Huron, Ohio, Joan has worked in the Insurance Industry for many years. Her last 20 years have been as a representative with State Farm, licensed in Life & Health Insurance and Property & Casualty Insurance. Joan loves to meet and talk with people and review their insurance programs. She also enjoys spending time with her friends and family, especially her five Grandsons!