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Profile photo of a State Farm Agent named: Rick Ruby

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State Farm® Insurance Agent

Rick Ruby

Ruby Insurance Agency Inc

605 E Perkins Avenue
Sandusky, OH 44870-4992

Profile photo of a State Farm Agent named: Rick Ruby

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


605 E Perkins Avenue
Sandusky, OH 44870-4992



We proudly serve residents across the state of Ohio, including the counties of Erie, Lorain, Huron, Ottawa, and Sandusky. We believe that your coverage should be personalized to fit your needs, which is why we offer a variety of insurance lines, including Homeowners, Life, Auto, Business, Pet, Condo, Health, Motorcycle, Boat, Renters Insurance, and more. Our team is ready to help you prepare for life's unexpected events. Give us a call or stop by our office during business hours so we can assist you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our commitment is to assist and support our Good Neighbors. We are dedicated to assisting with your insurance needs, whether it's Auto, Home, Business, Life or other Insurance! We proudly serve all of Ohio, including Erie, Lorain, Huron, Ottawa, and Sandusky counties. Let our team help you by contacting us during our regular business hours!

Our team consists of seven licensed insurance agents. We can assist you when filing a claim, help you understand your policies and billing, and meet your insurance needs through conversations. We take customer service to the highest level and are very serious about it!

Jeanne Schuster State Farm Agent Team Member

Jeanne Schuster

Insurance Account Representative

Commercial Auto, Farm and Business Insurance.

Carla Christian State Farm Agent Team Member

Carla Christian

Office Manager

Nicole Weltle State Farm Agent Team Member

Nicole Weltle

Insurance Account Representative

Also a Huron native, Nicole has been with State Farm Insurance for 23 years! She is licensed in P&C and Life & Health Insurance to serve our customers. Nicole really enjoys meeting with new and existing customers to help them with their insurance needs and offer her knowledge as a risk manager. When not working, she loves spending time with her husband and two daughters, and two dogs :)

Christa Olson State Farm Agent Team Member

Christa Olson

Insurance Account Representative

Originally, a Toledo Ohio native I have been working in the Insurance Industry since 2003 with a multitude of opportunities along the way. Joining State Farm Companies in February 2019 for the Rick Ruby Insurance Agency has provided me a top notch experience in Customer Service and additional training to expand my knowledge in the industry. Recently relocating to Huron Ohio has been an exciting part of my journey with State Farm, and I look forward to growing relationships with in the community in addition to the relationships built with Rick Ruby Insurance Agency. I’m excited to be a part of the team and State Farm companies!

Joan Saunders State Farm Agent Team Member

Joan Saunders

Insurance Account Representative

Born and raised in Huron, Ohio, Joan has worked in the Insurance Industry for many years. Her last 20 years have been as a representative with State Farm, licensed in Life & Health Insurance and Property & Casualty Insurance. Joan loves to meet and talk with people and review their insurance programs. She also enjoys spending time with her friends and family, especially her five Grandsons!


Carrie Deming

Insurance Account Representative


Jolie Peacock